Helping Small to Medium Sized Businesses in Following Industries:
Credit Worthiness of Your Customers!
Other Lenders and Liens!
Invoice Amounts, Frequency, and Collection History!
Overall Customer Solvency!
Top Ten Reasons for Factoring
1. CASH IN AS LITTLE AS 24 HOURS
Factoring provides you with the ability to meet your CASH FLOW NEEDS IMMEDIATELY!
2. NO DEBT CREATED
Loans require collateral limited by your hard assets. Factoring is NOT a loan, so there is no debt to repay. A factoring company purchases your invoices at a discount. This enhances the financial ratios often used to determine your credit worthiness in obtaining other types of financing. Your balance sheet is more attractive and your financial position is strengthened.
3.HIGH ADVANCE RATE
Our participating factors provide Higher Advance Rates which means you factor fewer invoices to meet your cash flow needs, which also means YOU WILL SAVE MONEY!
4. NO FINANCIAL STATEMENTS REQUIRED
In many cases, no business or personal financial statements or tax returns requested. Clean personal credit is not required.
5. PROFESSIONAL COLLECTIONS
Factors handle collections in a professional manner. Factors are not collection agencies. They understand the importance of business relationships and treat each debtor as though it is your best customer. Factoring companies SPEED the collection of invoices and reduce your collection cost. You can eliminate the overhead cost associated with having someone internally handling collections.
6. INVOICE PROCESSING
You can greatly reduce your cost of processing invoices because factors handle much of the work.
7. ENHANCE YOUR CREDIT
Once you begin factoring, the increased cash flow will provide the liquidity to pay your venders on time. Making timely payments to vendors positively affects your credit rating and allows you to obtain credit from other vendors and financial institutions.
8. INCREASED PRODUCTIVITY
Business owners often spend more than half of their time on duties they do not find productive, such as collections, administration, bookkeeping, warding off creditors and searching for additional capital. Factoring helps eliminate this wasted time.
9. REDUCE ACCOUNTING COST
You will receive information regarding outstanding and paid accounts on a daily, weekly, and monthly basis.
10. NO LOSS OF BUSINESS EQUITY
Ownership percentages remain unchanged with a factoring arrangement (unlike considering bringing in new partners with capital).
Most Credit Impaired Applicants Helped...
Get Fast Cash
Use Your Receivables!
It's Your Money! Get It Back Today...
Not 30, 45, or 60 Days Later!
Your business needs the number one Invoice Factoring source for
one stop financing and business financing needs.
Custom financing solutions with unmatched personal service for
steady and predictable cash flow that is crucial to the success and profitability of
All too often a business will find the majority of their working capital
tied up in your customers accounts receivable:
BRT has been successful in arranging funding of deals that have been turned down
by other lending institutions, BRT turns dead deals into funded deals!
How To Increase Your Company's
The problem with the small business owner is that they do not think big enough...
they need to think like a Fortune 500 Business in order to bring in the big bucks.
Also, let me be so bold to state that your business has been suffering lately, and
let me start by saying ?
IT’S NOT YOUR FAULT!!! Let’s all face it; if you keep doing
what you’ve been doing, you’ll watch your business continue down the same path! You
know time is money, right, so how much of both are you able to invest in your business.
Is Invoice Factoring For You?
Start Expanding In 10 Easy Steps…
You must do as the Fortune 500 do even if your company is small or in a growth stage!
The Fortune 500 factor their receivables!
The time value of money! The more money you have now
(this moment) the more you use in growing your business to earn more money. It’s a
rolling effect and it keeps going… but you must get started with the right program for
Don’t’ go thinking like a small business again… you’ve got to think like the
Fortune 500. You have to know how to use this new gained cash wisely!
Start using the increased cash flow to offset recurring expenses…
Call your vendors and negotiate better terms for paying earlier (2-5% discount for
paying off your bills within 10 days)! You may think your vendors don’t offer a
discount, well call them up and negotiate with them, don’t accept their non-sense and
baloney. If they tell you they can’t afford to give you a discount, just explain to
them the concept of the time value of money!
Buy inventory or have extra cash for payroll and get more sales orders completed.
Get your inventory into your customer’s hands so they don’t lose out on sales. Or
have the cash for payroll for a new customer order on filling a contract labor deal,
then business really begins to soar!
You now have the power (money) to buy larger quantities at substantial savings.
“Negotiate, Negotiate, Negotiate… money talks, nobody walks”.
Use the extra cash flow to start targeted direct mail marketing programs!
Because this will increase your customer base so you can take advantage of increased
sales from this great opportunity and reel in the extra business!
Save big time on payroll! Well you say how… it’s simple! The factoring company
is going to take care of your credit and collection problems for you if you want, at
no extra charge to you!
FACT: Customers pay factors before paying other independent business invoices.
So by utilizing a factoring relationship, you’ll have improved receivable turns and
your Cash will be rolling in even faster than a speeding bullet!
Not all factors are created equal, if BRT agrees to work with you in
factoring your invoices to meet your needs and which factor to work with. Get prepared to take
your business to new heights and secure the stability of cash flow, peace of mind,
control, reduced stress, improved planning and time to focus on what is critical to
Ways Your Company Can Benefit From Factoring:
Factoring offers funding on your qualified receivables in 24-48 Hours or less.
Factoring is the only financing mechanism directly linked to your company's sales.
As sales increase more money becomes immediately available to you. This allows you to meet
increasing demand for your products and/or services.
No Debt Incurred
Factoring is not a loan, therefore no debt is incurred. It is your money being advanced
to you before your customer pays the invoice. This keeps your balance sheet looking good making
it easier for you to obtain other types of financing.
Factoring protects and improves credit ratings by providing your business with the adequate
cash flow to pay vendors promptly and even take advantage of trade discounts.
Factor handles all the work associated with processing your invoices including mailing them
and paying for the postage, posting invoices to a computer, depositing checks, entering payments
and producing regular reports.
Cash "As Needed" means Nonstop Opportunity and Growth for your
Business and includes:
• Cash stability
• Simple to start and use
• Increased sales and profit potential
• Added purchasing power for supplies and equipment
• Ending payroll and tax payment worries
• Better ability to take trade discounts
• New financial and technical resources
• You keep control
Widely accepted as an alternative financing source, accounts receivable
funding is used extensively in almost every industry by companies that need
immediate cash - either for growth or for survival - and may or may not qualify
for traditional loans or grants.
With accounts receivable funding, your invoices for goods or services
rendered to your customers can be converted into immediate cash to better
manage and expand your business. Some of the more common industries
that rely on accounts receivable funding to maintain a steady flow of cash include:
All too often a business will find the majority of their working capital tied up in
accounts receivable and wish to use another vehicle if you qualify for
accounts receivable financing.
Personnel / Temporary Agencies
Apparel (Garment / Textile)|
Toys and Sporting Goods
High-tech and Related Industry
Professional Services (Legal / Acctg.)
Assisted Living Facilities|
And any Business Generating Invoices to Business or Government